United Financial
HELOAN vs Cash Refi Comparison Calculator
Build a comparison of HELOAN 20-year, Cash Refi 15-year, and Cash Refi 30-year scenarios from the information entered below.
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Search by email, phone, or name to load an existing customer record into this calculator.
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Customer Summary
Name
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Email
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Phone
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Comparison mode
Turn this on to show the HELOAN and cash refinance comparison table.
Cash-Out Refinance Inputs
The cash-out amount follows the HELOAN amount so both options compare the same cash received.
Home value
Current mortgage balance
Cash refi 15-year interest rate
Cash refi 30-year interest rate
Cash-out amount
This matches the HELOAN amount automatically.
Adjust cash-out amount
Cash amount used: $0
Maximum available: $0
Fee % of new loan amount
Flat fee
Roll fees into new loan
Visual only in this version. Loan balance always includes fees and cash received stays equal to the HELOAN amount.
HELOAN Inputs
Enter the assumptions for the HELOAN option you want to compare.
HELOAN amount
Maximum available: $0
HELOAN rate
Repayment term
10 years
15 years
20 years
30 years
Fee % of new loan amount
Flat fee
Comparison Table
Download Report
Side-by-side comparison of HELOAN 20-year, Cash Refi 15-year, and Cash Refi 30-year using the information entered above.
Scenario
Cash Received
Loan Balance
Monthly Payment
Interest Rate
APR
HELOAN 20-Year
$0
$0
$0.00
0.000%
0.000%
Cash Refi 15-Year
$0
$0
$0.00
0.000%
0.000%
Cash Refi 30-Year
$0
$0
$0.00
0.000%
0.000%
Actions
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